OUR TEAM

Carlos Gallardo

Serial Entrepreneur & CEO • Finance • Media • Security

Carlos Gallardo is a dynamic leader and serial entrepreneur whose diverse expertise spans banking, media, and private security. As the driving force behind three distinct ventures—Neti Group State Bank, VodCube Media, and Fortified Defense Private Military—Carlos is reco

Carlos Gallardo

Serial Entrepreneur & CEO • Finance • Media • Security

Carlos Gallardo is a dynamic leader and serial entrepreneur whose diverse expertise spans banking, media, and private security. As the driving force behind three distinct ventures—Neti Group State Bank, VodCube Media, and Fortified Defense Private Military—Carlos is recognized for his innovative vision, operational excellence, and unwavering commitment to integrity.

🎯 Neti Group State Bank

As CEO of Neti Group State Bank, Carlos has led the institution through a period of modernization and growth. He spearheaded digital transformation initiatives to streamline operations and enhance customer experience. Under his leadership, the bank has expanded its footprint into underserved communities, introduced new financial products tailored to SMEs and young entrepreneurs, and strengthened regulatory compliance and risk management.

📣 VodCube Media

Carlos founded VodCube Media—a forward-thinking digital media platform designed for the next-generation consumer. As CEO, he has positioned VodCube as a hub for innovative content creation and distribution. His strategic leadership has attracted top-tier partnerships, driven multi-channel audience growth, and implemented monetization strategies through advertising, brand collaborations, and subscription services.

🛡️ Fortified Defense Private Military

At the helm of Fortified Defense, Carlos leads a premier private military and executive protection firm. His operational oversight ensures the deployment and training of elite bodyguard professionals, the development of comprehensive security solutions for clients, and strict adherence to ethical, legal, and international standards. He remains committed to best practices in safeguarding high-net-worth individuals, corporate assets, and critical infrastructures.

Professional Highlights & Leadership

Strategic Visionary

Expert at scaling multi-industry businesses through digital innovation and operational rigor.

Cross-Industry Expert

Proven track record in banking, digital media, and private security, adept at navigating highly regulated environments.

Operational Excellence

Builds high-performing teams and implements systems to drive efficiency, compliance, and quality across diverse sectors.

Client-Centric Focus

Prioritizes customer empowerment in banking, audience engagement in media, and client safety in security services.

Ethical Leadership

Champions accountability, transparency, and social responsibility across all of his enterprises.

Academic & Professional Development

While specific educational credentials are not publicly documented, Carlos is widely respected for his hands-on leadership and real-world experience. He prioritizes ongoing learning, industry networking, and thought leadership, and may hold relevant certifications in finance, media production, and security management.

Vision for the Future

Carlos envisions the evolution of his enterprises along digital-centric lines:

At Neti Group State Bank, advancing AI-driven customer solutions, fintech partnerships, and sustainable finance initiatives.

With VodCube Media, expanding global reach, launching original content studios, and forging strategic alliances in sports, entertainment, and education.

For Fortified Defense, enhancing integrated security services, developing proprietary training methodologies, and extending operations internationally for high-risk and executive protection missions.

Conclusion

Carlos Gallardo exemplifies a forward-thinking CEO whose multi-industry leadership fuels innovation, growth, and resilience. Whether in finance, media, or security, he combines strategic insight with operational discipline to build dynamic organizations that excel and adapt in today’s complex environments.

Ricardo Gracia was born in Mexico and moved to the United States when he was fourteen years old. He began his career in the financial industry as a Licensed Banker at Wells Fargo, where he found his passion for helping clients with their financial needs. Over the years, he also held positions at New York Life, JP Morgan Chase Bank, State 

Ricardo Gracia was born in Mexico and moved to the United States when he was fourteen years old. He began his career in the financial industry as a Licensed Banker at Wells Fargo, where he found his passion for helping clients with their financial needs. Over the years, he also held positions at New York Life, JP Morgan Chase Bank, State Farm and Herbert Financial, which further his knowledge and experience in retirement planning, investments, lending, and banking. Today, he is the founder and CEO of Gracia Financial Services. As a financial advisor, he helps individuals and businesses get financially organized so that they can achieve their goals.

Ricardo and his wife live in Chatsworth, CA, with their two children. His passion for running led him to not only run 11 marathons but also volunteer to coach Students Run LA for 6 years. He is also committed to giving'back to the community and is a current board member of the Northwest Valley Chamber and the Chatsworth Neighborhood council.

Meet Marco Flores

Leadership & Business Coach | Financial Services Professional | Community Advocate

Marco Flores came to the United States from Mexico City at the age of 17 with nothing but determination and a desire to build a better future. Starting his career in manufacturing, he quickly rose from machinist to production supervisor—even

Meet Marco Flores

Leadership & Business Coach | Financial Services Professional | Community Advocate

Marco Flores came to the United States from Mexico City at the age of 17 with nothing but determination and a desire to build a better future. Starting his career in manufacturing, he quickly rose from machinist to production supervisor—even before speaking English—thanks to his strong work ethic and natural leadership abilities.

His passion for helping others succeed led him to become a certified coach and leadership trainer with the John Maxwell Team in 2018. Since then, Marco has empowered countless individuals and organizations through coaching, mentorship, and leadership development.

As a community leader with Saddleback Church en Español, Marco saw a consistent struggle among Hispanic business owners: a lack of access to guidance, resources, and financial education. Determined to fill that gap, he earned licenses in Property & Casualty and Life & Health insurance, allowing him to offer tailored financial services and strategic business support.

Today, Marco combines his expertise in leadership and financial services to equip Hispanic entrepreneurs with the tools they need to grow, protect, and lead their businesses with confidence. Whether he's coaching one-on-one, leading workshops, or providing financial solutions, Marco’s mission is simple: to serve, support, and strengthen the Hispanic business community.

Let’s build a better future—together.
If you’re ready to lead with clarity, grow your business, or gain control of your financial future, Marco is here to help.

Regional Director for Latin America

A renowned entrepreneur with extensive international experience and extensive knowledge of digital and financial markets.
He is a trainer and management coach for multinational companies.

Director Regional para America Latina

Empresario reconocido con amplia trayectoria a nivel internacional y con gran con

Regional Director for Latin America

A renowned entrepreneur with extensive international experience and extensive knowledge of digital and financial markets.
He is a trainer and management coach for multinational companies.

Director Regional para America Latina

Empresario reconocido con amplia trayectoria a nivel internacional y con gran conocimiento de los mercados digitales y financieros.
Es entrenador y coach gerencial de multinacionales.