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OUR TEAM
Carlos Gallardo
FinCEN ID
3000-0078-1294
Carlos Gallardo
Serial Entrepreneur & CEO • Finance • Media • Security
Carlos Gallardo is a dynamic leader and serial entrepreneur whose diverse expertise spans banking, media, and private security. As the driving force behind three distinct ventures—Neti Group State Bank, VodCube Media, and Fortified Defense Private Military—Carlos is recognized for his innovative vision, operational excellence, and unwavering commitment to integrity.
🎯 Neti Group State Bank
As CEO of Neti Group State Bank, Carlos has led the institution through a period of modernization and growth. He spearheaded digital transformation initiatives to streamline operations and enhance customer experience. Under his leadership, the bank has expanded its footprint into underserved communities, introduced new financial products tailored to SMEs and young entrepreneurs, and strengthened regulatory compliance and risk management.
🛡️ Fortified Defense Private Military
https://fortifieddefensemilitary.com/
At the helm of Fortified Defense, Carlos leads a premier private military and executive protection firm. His operational oversight ensures the deployment and training of elite bodyguard professionals, the development of comprehensive security solutions for clients, and strict adherence to ethical, legal, and international standards. He remains committed to best practices in safeguarding high-net-worth individuals, corporate assets, and critical infrastructures.
Professional Highlights & Leadership
Strategic Visionary
Expert at scaling multi-industry businesses through digital innovation and operational rigor.
Cross-Industry Expert
Proven track record in banking, digital media, and private security, adept at navigating highly regulated environments.
Operational Excellence
Builds high-performing teams and implements systems to drive efficiency, compliance, and quality across diverse sectors.
Client-Centric Focus
Prioritizes customer empowerment in banking, audience engagement in media, and client safety in security services.
Ethical Leadership
Champions accountability, transparency, and social responsibility across all of his enterprises.
Academic & Professional Development
While specific educational credentials are not publicly documented, Carlos is widely respected for his hands-on leadership and real-world experience. He prioritizes ongoing learning, industry networking, and thought leadership, and may hold relevant certifications in finance, media production, and security management.
NGSB- Private Banker
Ricardo Gracia experience to help individuals and businesses achieve financial clarity and long-term success. Born in Mexico and moving to the United States at age fourteen, Ricardo’s journey is defined by a strong work ethic and a deep-seated passion for empowering others through financial literacy.
Professional Excellence
His career began at Wells Fargo as a Licensed Banker, where he first discovered his calling for client advocacy. To build a comprehensive understanding of the financial landscape, he held pivotal roles at several of the world’s leading institutions, including:
• JP Morgan Chase & Wells Fargo: Mastering retail banking and lending.
• New York Life & State Farm: Specializing in risk management and protection.
• Herbert Financial: Deepening his expertise in sophisticated investment strategies and retirement planning.
This diverse background allows him to take a holistic approach as a financial advisor, ensuring his clients are not just "invested," but truly organized and prepared for the future.
Community Leadership & Philanthropy
Beyond the balance sheet, Ricardo is a dedicated civic leader in the San Fernando Valley. He currently serves on the Board of Directors for both the Northwest Valley Chamber and the Chatsworth Neighborhood Council, working to foster local economic growth and community well-being.
An avid long-distance runner, he has completed 12 marathons and spent six years coaching for Students Run LA, mentoring youth to achieve their goals through discipline and perseverance.
Personal Life
Ricardo resides in Chatsworth, California, with his wife and two children. Whether he is on the pavement training for his next race or in the office designing a retirement roadmap, he remains committed to the principles of integrity, service, and continuous improvement.
Alejandra Sierra
Advertising and Marketing professional with 18 years of work experience, supporting administrative, operational, and communications management across organizations in different sectors. Throughout her career, she has worked alongside teams and leaders in the organization of processes, operational coordination, institutional communication, and the execution of marketing and customer service initiatives.
Advertising and Marketing Professional
She has participated in the implementation of customer service processes, the organization of corporate events, and support for commercial and brand-positioning projects. She is distinguished by her reliability, strong organizational skills, and commitment, bringing structure, continuity, and value to every project.
Wealth Management
